Travel Insurance

Why do I need travel insurance?

Going on a trip can be tons of fun, but if you’re not prepared or don’t bring along the proper documents, your vacation could be more hassle than happy. Here are some commonly asked travel insurance questions to help lessen the stress that can come with planning a trip.  


Why do I need travel insurance?

Accidents and illness happen all the time and going on a trip doesn’t make you immune to that. Also, the coverage you have at home doesn’t always extend to your trip, which is why travel insurance is so important.

Here are a few other reasons why you may need travel insurance.

  • Needing to cancel your trip due to illness or family emergency
  • Missing your flight or if the airline cancels your flight
  • If you get sick or hurt on your vacation
  • Your bag gets lost in transport
  • We could go on and on…

Are there other ways I may be covered?

Some credit cards come with travel insurance or you may have coverage from work. In either case, it’s important to know what you’re coverage is and how to activate it (like by paying for the trip with the card). There could be restrictions like age and trip length, pre-existing condition clauses, and limits of coverage as well. 

How can I protect myself financially on a trip?

Good question. Here are a few tips.

  • Bring a credit card with you that has a larger available credit limit in case of an emergency. You may need to pay for expenses upfront and wait for the insurance company to reimburse you.
  • Take a picture or photocopy of the front and back of your credit card in case something happens to your wallet.
  • Inform your credit card company about your travel plans.
  • Use the hotel safe.
  • If you are carrying cash, always be aware of where your wallet is or wear a money belt.

What documents should I bring on my trip?

 You should bring a copy of the following and make sure you have a digital copy saved as well.

  • Copies of your policy (make sure to leave a copy at home with friends or family just in case!)
  • Your passport (including a photocopy)
  • Your travel itinerary

If you need a full packing checklist, download our travel checklist

what can I pack in my carry-on? Any tips?

 Sometimes it’s hard to remember what you can and can’t pack in your carry-on. The Canadian Air Transport Security Authority has great resources on what you can and can’t take in your carry-on.  

I have more travel insurance questions! How do I get in touch?

Get in touch with one of our branches, or feel free to request a  free insurance quote. It’s easy, quick, and we’ll get back to you in a jiffy.