Protect your business with Brio Insurance.

Winnipeg

Restaurant insurance.

Just like a hawk and a robin are different breeds of birds, there are many different kinds of restaurants. All need coverage, but what will work for a cocktail lounge may not be the best fit for a family diner. We pride ourselves on offering customized restaurant insurance solutions, ensuring you get the exact coverage your specific business needs.

Our comprehensive restaurant insurance options can include:

• Food-Borne Illness Protection: Covers loss of income and expenses resulting from contamination or food-borne illness outbreaks.
• Flexible Property Limits: Higher blanket property limits to adequately protect your building, kitchen, and specialized equipment.
• Business Interruption Insurance: Replaces lost income and covers ongoing expenses if a covered loss forces you to temporarily close.
• Crime Protection: Safeguards your cash, receipts, and inventory from employee dishonesty, forgery, or theft.
• Commercial General Liability: Protects against third-party claims, including slip-and-fall injuries and liquor liability.
• Industry-Specific Endorsements: Tailored policy extensions designed specifically to address the unique risks of the food and beverage industry.

Trucking insurance.

Trucking is another breed of business that we offer insurance for. We can help your trucking company get the most efficient insurance and provide risk management solutions. Whether your flock… errr we mean fleet, of vehicles is big or small, we’ll help make sure you and your business are covered.

• Bottom-up evaluation
• Fleet-audit process
• Vehicle radius review
• Weighted average process – cargo insurance
• Deductible risk-reward analysis
• 100-day flight plan
• Managing your risk management program

Contractors insurance.

Grow your business with peace of mind knowing you’ll have the right coverage for the specific needs of your business. Our policies have exclusive coverages such as a five-year replacement cost for equipment and rental reimbursement. Policy features also include protection for buildings, contents, equipment, and liability.

• Buildings and contents
• Debris removal, exterior glass, land and water pollution clean-up, and more.
• Business interruption
• Contingent property, extra expenses, and off-premises utilities.
• Crime
• Comprehensive coverage for dishonesty, disappearance, and destruction.
• Inland marine
• Property in transit or temporary locations, tools, and more.
• ‘Safety Net’ enhancement
• An additional limit to be used in the event of a claim that exceeds the limit provided for any applicable coverage.

Winnipeg

Realty insurance.

Brio understands the challenges that this industry has faced and knows how important it is to protect building owners of residential multi-tenant occupied properties. Enjoy the protection you need and feel safe knowing your insurance provider is staying up to date with government regulations and industry trends.

• Buildings and contents
• Building by-laws, debris removal, exterior glass, land and water pollution clean-up, and more!
• Business interruption
• Contingent property, extra expenses, and off-premises utilities.
  Crime
• Comprehensive dishonesty, disappearance, and destruction coverages.
  Inland marine
• Property in transit or temporary locations, tools, and more!
• ‘Safety Net’ enhancement
• An additional limit to be used in the event of a claim that exceeds the limit provided for any applicable coverage.