Winnipeg
La Broquerie
Winnipeg
Winnipeg

Basic Autopac Coverage (Mandatory)

Every motorcycle registered in Manitoba must have Basic Autopac, which includes:
  • Collision and Upset Coverage: Protects your bike if it tips over or is damaged in a collision, up to your self-assessed value (maximum $70,000).
  • Third-Party Liability: $500,000 coverage for claims if you damage someone else’s property or cause injury/death.
  • Personal Injury Protection Plan (PIPP): Covers medical expenses and income replacement for injuries.
  • Standard Deductible: $1,000 (can be lowered for an extra cost).
La Broquerie

Optional Extension Coverages

You can enhance your protection with these add-ons:
  • Increased Liability Limits: Raise coverage from $1 million to $5 million.
  • Lower Deductibles: Reduce your deductible to $200 or $300.
  • Comprehensive Coverage: Covers non-collision risks like fire, theft, vandalism, and windstorm.
  • Loss of Use Coverage: Provides a rental or alternative transportation if your bike is being repaired.
  • New Vehicle Protection: For brand-new motorcycles to cover depreciation.
Winnipeg

Seasonal Premium Structure

Coverage is year-round, but premiums are charged mainly during the riding season (May 1 – Sept 30). This means you stay insured even in winter storage without paying extra during off-season

Have more questions about motor cycle insurance?

See all FAQs

Start the conversation with our insurance experts.

Trusted by Manitobans across the province.

“
I had the pleasure of being helped out today by Denise Domino and she went above and beyond and ended up saving me about 600 dollars a year on my car insurance 😳. All of this was done with a warm smile and a great sense of humor. THANKS DENISE!!
Justin Gimli
“
Amanda Wolfe was incredibly helpful! She knew what she was doing and made my visit quick and pleasant 🙂
Maryn Steinbach
“
Trina at Brio Insurance has been exceptional to work with. She manages both our company and personal insurance needs and even helped coordinate driver z information, making everything seamless and stress-free. She is professional, diligent, and always communicates clearly and promptly. Trina takes the time to answer questions, follows up when needed, and consistently provides outstanding customer service. Her attention to detail and dedication give us confidence that everything is handled properly. We truly appreciate all of her hard work and highly recommend Trina to anyone looking for a knowledgeable, reliable, and responsive insurance agent.
J Leila
“
I had an excellent experience dealing with Arthur at Brio Insurance. He is extremely knowledgeable, professional, and took the time to explain all of my options clearly. His expertise made the entire process smooth and stress-free, and I felt confident I was getting the best advice for my needs. Arthur provided outstanding customer service from start to finish, and I truly appreciate his responsiveness and attention to detail. I highly recommend Arthur to anyone looking for reliable, honest, and knowledgeable insurance advice. Thank you for the excellent service!
ghassen St. Mary’s
“
Diane St. Mary’s
“
I really liked the service from this company. One guy stayed even after they closed and helped me solve all my problems. I highly recommend them to anyone who wants high-quality and fast insurance or car registration.
Виталий St. Mary’s
“
Robert Steinbach
“
Helyn Steinbach
“
I had the pleasure of being helped out today by Denise Domino and she went above and beyond and ended up saving me about 600 dollars a year on my car insurance 😳. All of this was done with a warm smile and a great sense of humor. THANKS DENISE!!
Justin Gimli
“
Amanda Wolfe was incredibly helpful! She knew what she was doing and made my visit quick and pleasant 🙂
Maryn Steinbach
“
Trina at Brio Insurance has been exceptional to work with. She manages both our company and personal insurance needs and even helped coordinate driver z information, making everything seamless and stress-free. She is professional, diligent, and always communicates clearly and promptly. Trina takes the time to answer questions, follows up when needed, and consistently provides outstanding customer service. Her attention to detail and dedication give us confidence that everything is handled properly. We truly appreciate all of her hard work and highly recommend Trina to anyone looking for a knowledgeable, reliable, and responsive insurance agent.
J Leila
“
I had an excellent experience dealing with Arthur at Brio Insurance. He is extremely knowledgeable, professional, and took the time to explain all of my options clearly. His expertise made the entire process smooth and stress-free, and I felt confident I was getting the best advice for my needs. Arthur provided outstanding customer service from start to finish, and I truly appreciate his responsiveness and attention to detail. I highly recommend Arthur to anyone looking for reliable, honest, and knowledgeable insurance advice. Thank you for the excellent service!
ghassen St. Mary’s
“
Diane St. Mary’s
“
I really liked the service from this company. One guy stayed even after they closed and helped me solve all my problems. I highly recommend them to anyone who wants high-quality and fast insurance or car registration.
Виталий St. Mary’s
“
Robert Steinbach
“
Helyn Steinbach

Find us at your neighbourhood branch.

Your nearest team is ready to help with friendly insurance advice and local insight. We look forward to connecting.