Brandon
La Rivière
Brandon

Manitoba basic auto coverage

In Manitoba, you need to get your basic auto coverage from MPI ($1,000 deductible and $500,000 in liability coverage). From there, you have three main options:

    • Recreational coverage (for those who only drive once in a while).
    • All-purpose coverage (for those who drive to work or school).
    • Commuter coverage (for those who drive into a bigger city for work).
La Rivière

Additional coverage options

Need more coverage? Check out these insurance add-ons (called ‘extensions’ in the insurance world). These can be from Manitoba Public Insurance (MPI) or Sandbox Mutual Insurance (SMI).
    • Lower deductibles of $750, $500, $300, $200.
    • Additional liability of $1 million, $2 million or $5 million.
    • Loss of use coverage.
    • New / leased protection.
    • Increased max insured value (MPI will only pay up to $70,000 on a total loss, so if your vehicle is worth more, you need to buy up the value).
    • Income Replacement Indemnity (IRI) extension coverage.

Save with Sandbox auto insurance.

Whether you are 18, 45, or 80 years old, you can get car insurance add ons (extensions) from Sandbox based on your driving record with MPI. That means you could save yourself a few bucks (or more) every year.

    • Rates based on your driving record.
    • Included rental car coverage with loss of use extension.
    • Coverage transfers with the driver, not the vehicle.
    • Support from Brio Insurance if you need to make a claim.
Learn More

Start the conversation with our insurance experts.

Prefer to connect in person? Just fill out your name, phone or email. Along with anything you want us to know. One of our team members will be in touch soon.

Trusted by Manitobans across the province.

“
Robert Steinbach
“
Helyn Steinbach
“
Had a great experience at Brio Insurance! Got looked after right away! Answered all my questions and got out quickly!! Highly recommended! Thank you!
Susan Steinbach
“
If you want to remove negative reviews from your Google Business, contact me via my profile; my contact details are listed there. After work you can pay..
Mountaka St. Mary’s
“
If you want to remove negative reviews from your Google Business, contact me via my profile; my contact details are listed there. After work you can pay..
Mountaka Goulet
“
We have been dealing with Dominique Lavallee with all of our insurance coverages at the Brio Insurance at the Goulet office for several years. We are very impressed with her ability to provide us with the best coverage for our needs. She’s very knowledgeable, professional, adept & has excellent people skills. I would recommend her to anyone that needs insurance coverage.
Jacqueline Goulet
“
Very good service for my auto pac. Very well informed etc. and quick in and out. Will be back home insurance.
Larry Beausejour
“
Huge appreciation to Nancy at Brio Insurance in Steinbach! Even with the office buzzing with activity, she was incredibly helpful and took the time to answer all of my questions. Thank you for your kindness and outstanding service today—you truly made my day brighter! 😊
Audrey Steinbach
“
Robert Steinbach
“
Helyn Steinbach
“
Had a great experience at Brio Insurance! Got looked after right away! Answered all my questions and got out quickly!! Highly recommended! Thank you!
Susan Steinbach
“
If you want to remove negative reviews from your Google Business, contact me via my profile; my contact details are listed there. After work you can pay..
Mountaka St. Mary’s
“
If you want to remove negative reviews from your Google Business, contact me via my profile; my contact details are listed there. After work you can pay..
Mountaka Goulet
“
We have been dealing with Dominique Lavallee with all of our insurance coverages at the Brio Insurance at the Goulet office for several years. We are very impressed with her ability to provide us with the best coverage for our needs. She’s very knowledgeable, professional, adept & has excellent people skills. I would recommend her to anyone that needs insurance coverage.
Jacqueline Goulet
“
Very good service for my auto pac. Very well informed etc. and quick in and out. Will be back home insurance.
Larry Beausejour
“
Huge appreciation to Nancy at Brio Insurance in Steinbach! Even with the office buzzing with activity, she was incredibly helpful and took the time to answer all of my questions. Thank you for your kindness and outstanding service today—you truly made my day brighter! 😊
Audrey Steinbach

Find us at your neighbourhood branch.

Your nearest team is ready to help with friendly insurance advice and local insight. We look forward to connecting.