What are the different types of insurance?

There are three main forms of insurance. Within each of these there are different policies you can get depending on the risk. For specific details on types of coverage (like home, auto, or business), browse our insurance pages.

1. Liability insurance: protection given to you by the insurance company that covers you if you’re sued for bodily injury or property damage.
2. Property insurance: protects your physical assets (from your home to that shirt on your back).
3. Professional insurance: this is insurance for certain professions, like a doctor, lawyer, or engineer. It protects them in case they give poor advice that affects a client.