FAQ Category: Classic Car Insurance

Does Hagerty consider my good driving record?

Yes! Since Hagerty Insurance only protects good drivers and classic vehicles that aren’t driven every day, you’ll get lower rates as an added benefit.

Do I need a classic car coverage appraisal?

Nope. With expert advice, combined with data from auctions and private sales, we’ll give you the most accurate and up-to-date values, eliminating the need for those darn expensive appraisals.

What kind of protection do I get with Hagerty?

With Hagerty classic car insurance, you’ll receive ‘agreed value.’ In case of a covered total loss, you are guaranteed to be paid the full agreed-upon value (as stated on your policy). No deductible is applicable in total loss claims.