FAQ Category: Home Insurance

What is comprehensive coverage?

A comprehensive policy protects both your home and your personal property for all perils*. So if your house burned down in a fire, your house will be rebuilt and the contents of your home would be covered by insurance. Comprehensive house insurance also includes mysterious disappearance. We know your house… Read more

What is broad coverage?

A broad home insurance policy covers your house for all perils, but only covers your personal property for the losses listed in your policy.

What counts in all perils?

All perils coverage means (almost) anything bad that can happen to your home, whether it’s listed in your policy or not, is covered. The only exception is if something is listed as being excluded, like overland flooding.