FAQ Category: Motorcycle Insurance

Do You Need Loss of Use Coverage?

Basic Autopac only covers loss of use if your motorcycle is stolen. With an extension, you can get immediate access to a rental or alternative transportation while your bike is being repaired—ideal for riders who depend on their motorcycle.

Should I Get Comprehensive Coverage for My Motorcycle?

Comprehensive coverage protects against fire, theft, vandalism, and weather damage. If your motorcycle is stolen and you’ve chosen the $200 or $500 deductible option, the deductible is waived.

What Is Basic Motorcycle Insurance in Manitoba?

The Basic Motorcycle policy policy includes: Collision and upset coverage (up to $70,000 insured value) $500,000 third-party liability coverage Standard $1,000 deductible You can add optional extensions for greater protection based on your motorcycle type and usage.

Is Manitoba Motorcycle Insurance Annual or Seasonal?

Motorcycle insurance in Manitoba is structured as year-round coverage, but premiums are primarily charged during the riding season (May 1 to September 30). Your policy remains active all year, so your bike is protected even in storage.