Get car insurance that fits your driving style.

You deserve options when it comes to your auto insurance. Because an all-the-time-can’t-live-without-my-car driver and an I-only-drive-to-the-grocery-store driver don’t need the same coverage.

Manitoba base auto coverage

In Manitoba, you need to get your base auto coverage from MPI ($750 deductible and $500,000 in liability coverage). From there, you have three main options.

  • Recreational coverage (for those who only drive once in a while).
  • All-purpose coverage (for those who drive to work / school).
  • Commuter coverage (for those who drive into a bigger city for work).
Additional coverage options

Need more coverage? Check out these insurance add-ons (called ‘extensions’ in the insurance world). These can be from Manitoba Public Insurance (MPI) or Saskatchewan Mutual Insurance (SMI).

  • Lower deductibles of $500, $300, $200 standard and $200 plus
  • Additional liability of $1, $2, $5, $7, or $10 million.
  • Loss of use coverage.
  • New / leased protection.
  • Increased max insured value (MPI will only pay up to $70,000 on a total loss, so if your vehicle is worth more, you need to buy up the value).
  • Income Replacement Indemnity (IRI) extension coverage.
Save with SMI auto insurance.

Whether you are 18, 45, or 80 years old, you can get car insurance add-ons (extensions) based solely on your driving record from SMI. That means you could save yourself a few bucks (or more) every year.

  • Rates based on your driving record.
  • Included rental car coverage with loss of use extension.
  • Coverage transfers with the driver, not the vehicle.
  • Support from Brio Insurance if you need to make a claim.
Ready for customized car insurance?

Chat with one of our Auto Insurance Specialists today. They’re waiting to put together an auto insurance plan that works for you.

Patricia Enright
Auto Insurance Specialist
Patricia Enright
Auto Insurance Specialist