As you say goodbye to the old carpet, add in your dream kitchen, or make that man cave, remember to take time to review your home insurance policy. Trust us, taking time to revisit your home insurance coverage isn’t all that bad — it’s definitely more enjoyable than cleaning the bathroom. A policy review is a simple way to make sure you still have the right coverage in place for your new (and improved?!) home.
If you’re renting, you need tenant insurance to protect you and your favourite things. It can be as little as $15 a month (or about $200 a year). Even if you’re on a tight budget, you’ll be able to protect what you own and still afford your Netflix subscription. Get a quote based on your needs in just a few minutes to see for yourself.
Condo living is different than a regular home. So, of course, your insurance needs are different too. You’ll want coverage for personal property, liability, betterments and improvements, and loss assessment.
Relaxing on the deck is a whole lot better with the peace of mind that comes with insurance. Come to Brio Insurance for your cabin coverage, as well as the other buildings on your property like outhouses and sheds.
P.S. If your cabin is outside of Manitoba, Brio Insurance can still provide insurance as long as your home insurance is with us.
All perils coverage means (almost) anything bad that can happen to your home, whether it’s listed in your policy or not, is covered. The only exception is if something is listed as being excluded, like overland flooding.
A broad home insurance policy covers your house for all perils, but only covers your personal property for the losses listed in your policy.
A comprehensive policy protects both your home and your personal property for all perils*. So if your house burned down in a fire, your house will be rebuilt and the contents of your home would be covered by insurance. Comprehensive house insurance also includes mysterious disappearance. We know your house isn’t likely to disappear, but if you lose the pretty stone in your engagement ring you can get it replaced.
*A comprehensive home insurance policy does not provide coverage for flooding. You can purchase overland water coverage separately, but make sure to check the details when you do. There may be restrictions if you live in an area prone to flooding.
Our friendly insurance experts are here to make sure you get the coverage you need and that you actually understand what that coverage is. Fill in a quote request with details about your needs and one of our team members will be in touch shortly.