Getting life insurance during COVID-19

As COVID-19 continues to spread through Manitoba, there is a lot of uncertainty about jobs, health, schools, and more. While we don’t have all the answers, the Brio Insurance team is still here to help with your insurance needs. We can help you access a wide range of life, health, and disability protection.

What we know

The good news is current life and health insurance policies generally do not exclude COVID-19.

However, if you need to add coverage, we recommend you talk to us and apply before any potential diagnosis. Why? There is some speculation that insurers will require you to have many “symptom-free” months post-recovery of COVID-19 before they will consider a new application. To break it down, if you need a new life or health insurance policy, it’s best to get it now rather than waiting because if you get COVID-19, you could be left without coverage for months.

How can you get life insurance? With our electronic applications!

With our offices closed to walk-in traffic, and the need to practice social distancing, you may be wondering how you can get a new insurance policy during the COVID-19 pandemic.

Although our office doors are closed, the team at Brio Insurance, as well as the majority of our life insurance partners, are still working and maintaining the high level of service you have come to expect.

In addition to still being here for you, we actually have a great electronic application process set up that we have used for years for life insurance. It gives you access to many insurers too and some are 100% digital. That means no paper and no in-person contacted needed.

You may be thinking, “don’t I have to have some sort of physical for life insurance?” Well, due to COVID-19, life insurance companies are not able to send out paramedical personnel to take vitals and fluids for an application. But, no worries! At Brio Insurance, we have access to increased non-medical limits for life insurance. We are also monitoring other underwriting changes, digital delivery of life insurance contracts, and additional digital payment options so we can best support you during this time.

Apply today 

Life insurance and related solutions are important, more than ever, and Brio Insurance is ready to help. Applications and approvals can take as little as 15 minutes.