Why you need boat insurance

Picture this: a sunny day, a gentle breeze, and the open water calling your name. Whether you’re a seasoned sailor or a casual weekend boater, there’s nothing like being out on the water. But as any experienced boater will tell you, it’s essential to have the right coverage in place.

Brio Insurance offers a range of coverage options to suit your needs and budget. From liability coverage to protection for your watercraft and personal belongings, policies are designed to keep you safe on the water. And with our experienced team of insurance specialists ready to assist you every step of the way, you can trust that you’re in good hands.

Getting started

You’ll need to have a pleasure craft license to operate and insure a boat or any personal watercraft in Manitoba. And while others may want to play the captain of the boat – keep in mind that anyone else operating the boat must also have a license. If something were to happen and the boat was operated by someone without a license, your insurance claim would be denied.

What you need to know

When you purchase a boat insurance policy, here’s the information we will require:

  • Details about your boat – length, type, and value
  • The horsepower of the motor and the max speed
  • How frequently you use your boat, its primary use, and how and where you will store it
  • The waters you typically use your boat on
  • Your boating experience and history of past claims


And remember, it’s always a good idea to review your boat insurance coverage from time to time. We can review your policy together to see if any new coverage should be added, or if any savings are available.

So, whether you’re a seasoned sailor or a novice boater, don’t leave the dock without the necessary protection. At Brio Insurance, we understand that every boater is unique and we work hard to ensure you get the right coverage.


Give us a shout for a quote

Your next boating adventure awaits! Make sure you’re prepared with boat insurance from Brio Insurance.