What is off-road vehicle coverage?

With spring approaching, and warmer weather on the horizon, it’s time to start planning your adventures with your off-road vehicle. And, of course, it’s important to stay safe and make sure you have the proper insurance coverage. Here’s what you need to know about off-road vehicle coverage.


What is an off-road vehicle?

An off-road vehicle (ORV) is any wheeled or tracked motorized vehicle that is meant for off-road use. Some of the popular off-road vehicles in Manitoba are:

  • Snowmobile
  • All-terrain vehicle (ATV)
  • Mini-bike, dirt bike, or trail bike


Why is insurance important?

When you register your off-road vehicle, it provides you with a basic registration, but no additional insurance coverage. It is important to make sure you are properly covered in case of an accident.

Additional coverage can cover physical damage, collisions, and accidents/benefits. You can also increase the liability amount.


When should you purchase coverage?

Once you purchase a new off-road vehicle, purchase your additional coverage right away. Any delay in purchasing insurance may require a physical inspection in order to get coverage.


Give us a shout for a quote

Our local staff are passionate about going above and beyond for you. Get in touch with us anytime if you have questions or to get a personalized quote.